Shopping at popular clothing retailer Old Navy is a breeze, especially if you utilize convenient mobile payment options. One such method that offers speed and security is Apple Pay, which allows customers to hold their iPhone or Apple Watch up to payment terminals to make contactless purchases. The good news is that yes, Old Navy does accept Apple Pay in their brick-and-mortar stores nationwide. By taking Apple Pay, Old Navy shoppers can securely check out in seconds using their supported iPhone, iPad, MacBook or Apple Watch instead of fumbling with cash or cards. This makes the Old Navy experience smooth, easy and enjoyable.
Key Takeaways
- Accepts Apple Pay in stores and online
- Contactless terminals in all locations
- Faster checkout with Apple Pay
- Earn 5x points in stores with Mastercard
- Apple Pay secured transactions
Apple Pay: Checkout
Apple Pay allows customers to checkout quickly and securely using their supported iPhone, Apple Watch, iPad or Mac. Instead of swiping a physical credit or debit card, customers can hold their enabled iOS device near the contactless payment terminal to complete transactions.
This makes the checkout process faster compared to inserting or swiping a card. Apple Pay also keeps your actual credit or debit card number private for an added security benefit. As soon as you add your cards to the Wallet app, they are assigned a unique digital number for device-based purchases only.
Also read: Can I Use Apple Pay at Shell Gas Stations and Stores?
How Does Apple Pay Work?
For those unfamiliar, Apple Pay is a mobile payment service that allows for contactless transactions using compatible Apple devices. Here’s a quick rundown of how it works:
- Customers add eligible credit/debit cards to the Wallet app on iPhone or iPad
- The cards are tokenized for security – the actual card numbers are not shared
- Authentication happens via Face ID, Touch ID, or device passcode
During payment, a unique transaction code is generated. This ensures each purchase is secure, without exposing the customer’s payment information.
Old Navy Accepts Apple Pay In-Store
Yes, all Old Navy brick-and-mortar stores accept Apple Pay for in-person purchases. All Old Navy store locations now have payment terminals with NFC technology to accept contactless payments through Apple Pay. Instead of swiping or inserting your physical card to pay, you can now quickly checkout by holding your compatible iPhone or Apple Watch up to a contactless reader.
For purchases under a certain amount, you may not even need to enter a passcode or provide a signature to confirm the payment. This makes Old Navy checkout quicker than ever, especially when making small-ticket purchases.
So when you’re ready to pay for your jeans, tops, shoes and more in-store, just look for the Apple Pay or contactless payment logo on the point-of-sale terminal. Then authorize the payment with Face ID, Touch ID or by double clicking the side button of your Apple device once it is near the terminal.
Also read: Does Target Accept Afterpay? Here’s What Shoppers Need To Know
Old Navy Also Accepts Apple Pay Online
Old Navy shoppers can use Apple Pay for online purchases on oldnavy.com as well. When checking out on Old Navy’s website, customers will see Apple Pay as a payment option.
They can then authenticate using Face ID or Touch ID on their iPhone or iPad. For those using an Apple Watch, double-clicking the side button and holding the display up to the Card reader will also work. This provides a fast, simple checkout experience.
To use Apple Pay on Old Navy’s online store:
- Add items to your cart and proceed to checkout
- Select Apple Pay as the payment method
- Authorize with Face ID or Touch ID on your Apple device
Once authorized, your order will be securely placed using the card details safely stored in your Wallet app. This makes online shopping quicker and more private.
Earn Bonus Points Using Apple Pay
When shopping at Old Navy, using a supported Mastercard with Apple Pay offers an added bonus. Customers earn 5 bonus Old Navy reward points for every $1 spent when checking out with an eligible Mastercard through Apple Pay. This applies for both in-store and online transactions.
Over time, those bonus points can really add up to help you save money on future Old Navy purchases. So by taking advantage of Apple Pay when shopping at Old Navy, you can speed up checkout and rack up extra rewards.
Also read: Does Amazon Accept Cash App? Your Ultimate Guide
Advantages of Using Apple Pay
There are several benefits to using Apple Pay over physical payment cards:
- More Secure – Payment tokens prevent card numbers from being shared
- Faster Checkout – No need to pull out cards or sign receipts
- Convenient – Pay right from an iPhone, Apple Watch, or other device
- Reward Points – Special incentives from stores (like 5x from Old Navy)
With privacy and ease-of-use advantages, Apple Pay is accepted nearly everywhere, including major retailers like Old Navy for seamless in-store and online transactions.
Others Payment Methods that Accept Old Navy
Old Navy accepts a variety of payment methods, both online and in-store:
Credit and Debit Cards:
- Visa
- Mastercard
- American Express
- JCB
- Diners Club
- Debit cards issued by the financial services companies above
Gift Cards:
- Old Navy gift cards
- Gap gift cards
- Banana Republic gift cards
- Athleta gift cards
- Options gift cards
Online Payment Options:
- Google Pay
- Samsung Pay
- Venmo
- PayPal (not for in-store purchases or orders with multiple shipping destinations)
Additionally:
- Afterpay (online and in-store, using their Afterpay Card)
- Klarna
Payment Methods that Does Not Accept Old Navy
Here are some payment methods Old Navy does not accept:
For Phone Orders:
- Check-debit cards
- International credit cards
- Cryptocurrency
- PayPal
Additionally:
- Cash on Delivery (COD)
- Money orders
- Prepaid debit cards (other than those associated with major credit card networks)
- Gift cards from other retailers (except Gap, Banana Republic, Athleta, and Options)
- More than one online payment method per transaction (e.g., PayPal and a credit card)
Specifically for Apple Pay:
- Orders with mixed online and in-store pickup items
- Orders picked up at multiple stores
Conclusion
So in summary – yes, Old Navy does take Apple Pay both online and in all store locations across the United States. Give it a try next time you’re out shopping for some new styles and see just how quick and easy it is!
Frequently Asked Questions (FAQ)
Old Navy accepts all major credit cards, debit cards, gift cards, and mobile payments like Apple Pay and Google Pay.
Yes, Old Navy offers Afterpay as a payment option to split purchases into 4 interest-free payments over 6 weeks.
Yes, you can use Google Pay on your Android phone or smartwatch to make quick, secure payments in Old Navy stores or online.
You can pay at Old Navy stores with credit/debit cards, gift cards or mobile payments. Online, you can pay with the same methods, plus PayPal.
Yes, Old Navy accepts contactless payments like Apple Pay, Google Pay, and contactless credit cards at POS terminals.
Yes, you can make a payment with various payment methods at checkout in any Old Navy brick-and-mortar retail store.


